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Better Day Loans Reviews

If you are searching for the most flexible repayment options, then you can absolutely rely on Better Day Loans (

Better Day Loans Reviews

As the FDIC ascertains, the effective APR of an overdraft charge might exceed 3500%.

The services of this company turn out to be an excellent payday loan alternative to what you see in the market now with all these awful penalties and late fees.

If you proceed with viewing this article, you will find the reasons why you need to stick with this company to have your financial issue resolved.

About the company

It’s a Native American owned company run by Kashia Band of Pomo Indians of the Stewarts Point Rancheria, which is a sovereign nation residing in America.

The company adheres to all applicable federal laws as well as regulations.

Besides this, they strictly comply with the tribal law of their nation.

Now let’s explore the area of application of loans from this legit company:

  • Home repairs
  • At any time you may stumble on such unpleasant things as broken-down appliances or a suddenly burst pipe threatening to flood your basement. It’s clear that the situation will drastically worsen if you don’t take urgent measures. Opting for Better Day Loans would be the right move in this case.
  • Medical emergency
  • That’s another case when the safe company is ready to extend its helping hand to back your hospital expenses.
  • Bounced checks
  • You know that dealing with bounced checks can hardly be a pleasant thing since they suggest choking return fees. Fortunately, BetterDayLoans can help to cope with them.
  • Urgent car repairs
  • Getting to work with a broken-down car is a terrible thing. However, you can receive enough cash immediate to change the situation for the better.

If you decide to become a client of this company, you can count on an instant approval of your loan.


You will get the required amount at light speed.

If you are struggling to apply, their helpful support team will guide you through the entire loan procedure.

They will help you to cope with the verification process.

You will see the enquired amount on your bank account next business day.

At the same time, you need to realize that you are dealing with a costly form of borrowing compared to other lending products available in the market.

On the other hand, this company is one of the best solutions to help you to reach your short-term borrowing goals.

So, you shouldn’t regard them as a long-term financial remedy.

However, you will undoubtedly rush to them once you find yourself in a sudden emergency.

Here above we have enumerated examples of emergency situations where you may require the professional assistance of this company.

US states

You need to keep in mind that credit products obtained through this portal are not available to people residing in all US states.

What’s more, you won’t be notified when the state availability changes.

Currently, the residents of the following states can’t get a loan on

  • Vermont;
  • West Virginia;
  • Arkansas;
  • Connecticut;
  • Minnesota;
  • Georgia;
  • Colorado;
  • Connecticut;
  • North Carolina;
  • New Mexico;
  • New York;
  • South Dakota;
  • Pennsylvania;

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Representative Example For APR, Loan Cost & Fee :

If you borrowed $1,000 over a 12 month period and the loan had a 3% origination fee ($30), your monthly repayments would be $94.56, with a total payback amount of $1,134.72 which including the 3% fee paid from the loan amount, would have a total cost of $164.72. Representative 29.82% APR. Interest Rate 24%. cannot guarantee any APR since we are not direct lender ourselves.

34 reviews

  1. Brianna Bey says:

    Better day loans is the worst business ever!! I borrowed $675 and have to pay back $5103.90. If I had that much money I would have needed to borrow $675. Now I put myself in a worse position then I started. And they just take your money out your account without a text, a call, or an email. Customer service sucks! I asked for my first payment to be $100 to bring down payments because they only wanted $56. They did not take the $100 and my payments are now over $200. Shady if you ask me. Don’t use them, there are much better and cheaper companies out there.

    • Diane says:

      Didn’t you sign a loan agreement? These high interest loans are never pleasant but clients agree to repayment before taking the loan. Why would they change their terms later?

    • Dillon Collins says:

      I shouldn’t have got a loan through this company I needed it to pay off a bill.
      They loaned me $650 and I have to pay over $4,000 back and they do take it out every 2 weeks I get paid
      I’m poor and barely getting by and I am stuck paying back this large amount of a loan I do not recommend anyone getting a loan from them
      I’ve made 5 payments and that’s more than enough to pay back the $650 but no I still owe at least $3000

  2. Peace L Von arx says:


  3. Char Darby says:

    Scam!! You speak with representatives that are fast talkers and that don’t know English very well. Once you speak and give your info to the rep you’re on a three way with a banker that will tell you this is “maybe” a recorded line. It just seems off and uncomfortable.

  4. Aj says:

    Always payback the loan immediately with online loans or you will pay back thousands more over the life of the loan instead of a couple hundred sad but true

  5. Angela says:

    Worst place to get a loan! Borrowed 470 so far paid $426 and still owe them 500! The rep said there was a “financing fee” which I was never aware of. If I had money I wouldn’t be asking for no loan they are taking money I don’t have. Horrible service

    • Jonesa says:

      Same thing i went through they are horrible wish i never got involved with them!

  6. Shan says:

    James Davis out here throwing support for these crooks. Borrow $700 end up in real debt after having to pay back $5,000+. Diane, they obviously prey on the desperate, but I did not sign anything showing a final total of 5k to be repaid. Shady

  7. NIKKI says:

    I needed money fast, I was in the hospital for 3 weeks. No health insurance, I needed the money desperately. Not knowing what I signed up for. I owed better days for 6,788.99 for a loan of 250! My lesson learned from this stupid mistake. I just paid them off and never doing this again. It’s a fucking scam and they should get sued for this.

  8. Jessica Platt says:

    This is the WORST company to get a loan from. I have made 3 payments which would’ve basically finished my loan amount only to be told that out of all 3 payments only 8 cents has been put towards my loan & that I still owe the whole amount. DO NOT GET A LOAN FROM THESE PEOPLE

  9. Gayle Paul says:

    I didn’t even apply for a loan, and I started receiving phone calls in spite of being on both the (Massachusetts) state and National Do Not Call Lists. Since 1/30/2020, I have received 31 phone calls, including 18 on 2/3 and 4 this morning before I even had coffee. One of the calls finally produced a message to either call or email, so I called and was promised by a customer support person that my number would be removed. I decided to email as well just in case, but the email address left on my voicemail isn’t valid.

  10. Nakki Johnson says:

    This has got to be against the law!! I borrowed 675.00 and only 0.24 cents of the 231.00 went towards the principal loan balance. What is even more disturbing is that there is not a set due date. I was told that you are charge a daily rate and that caused my next payment to be due 24 days later!! This has got to be against the law!!

  11. Candy says:

    I am so sorry that you all are going threw this. And I wanna thank you for posting your experience with this lending company I am a single mom of 2 girls and after many years of horrific domestic violence I am now safe. I just signed up with this company for a loan but something told me to check online first before I called in like it says to do after you file online I guess having my guard up for obvious reasons has helped me to be suspicious and learn about them thanks to you all. Thank you all so very much. God bless and Good Luck.

  12. sharumba says:

    I don’t know what these people are talking about. They’re giving bad reviews just because they don’t understand the terms and payment options. better day loans is a great company to get a loan when you need the funds in an hurry. No documents is required. Read the fine print people, you are not locked to the default payment method and not required to pay the full finance fee. If you are legit in paying the amount you will be lending, then have no fear. This company is great. JUST GIVE THEM A CALL WITHIN 3 BUSINESS DAYS IF YOU ARE HAVING ISSUES WITH PAYING

    • Lyka says:

      Right, the loan agreement that they’re sending to us is the transparency of the amount you will be paying if you will pay it back for a whole year. You will not gonna pay $6000 for $500 if you will pay off the loan in a short period of time. Just make sure you totally understand the terms and conditions before signing a document.

      • John says:

        The way it usually works unless you say I wanna pay full amount back the only take the fee out and it’s like depositing the money right back I to your account

  13. John says:

    I wish I never made this mistake, these people are nothing but thieves, scammer, and so forth. How I’m the hell I borrow 500 and your telling me I have to pay back 3000 that’s a joke. Criminals that’s what they are👊🏿

  14. K says:

    This is not worth it. A regular payday loan is a lot cheaper than this shit!!! Don’t ever get caught up with these online loans. They are rip offs and they are making a lot of money to keep their business running. It’s not fair how they do people. You have to read all the fine lines to this better day loan crap! I will never ever get caught up like this again. 250 dollars should not turn into 5,000. There’s no way that can make any sense. One day you will go out of business, because of how you are ripping people off. It’s wrong! If I borrowed 250 the least I should be paying back is 350-400. Not thousands of dollars. Even the banks don’t charge that much to repay back a loan. Beware!!!!!

  15. Elberth John says:

    I am qualified for $1500 and i just paid $1750 in just 2 payments. You will not gonna pay the total amount if you callback three business days prior to your due date. It was clear on the loan agreement as well under on their disclaimer that you need to give a callback if you want modification on your payment. Again just to remind you payday loans are just designed for short period of time of course if you do it on a longer time the interest rate will be very high since every payday loan charge interest on a daily basis since you don’t need any requirements for getting a loan, you just need to prove that you have an income coming from your employer and that’s good to goo

  16. Forrest Woodward says:

    I got a loan for $300. I can pay it off in full if I call them 3 days before my first payment($25) due date, so that would be $325 in total for the whole loan. Obviously I would be able to pay it off in full by my first payment date since its only 4 days after I received the loan in the first place but I am going to pay it in full by my next payment($89) due date, so $389. I think he said the 25 will be going towards that too so maybe 364. Either way, if you just call them 3 days before your payment due date, pay it off in ful,l you wont have to pay the full finance charge.

  17. Isa M says:

    I just got a loan from there and I did not have to pay back thousands of dollars back. All of you with the negative reviews, You all just need to learn how to read the fine print and not just quickly sign anything given to you. Pay day loans are just that, “payday” loans. They are short term loans. Pay them back when you get paid. Anyways, I borrowed $225 and only have to pay back $277 (if I pay it in full) which is what I did.

  18. Taylor says:

    Worst loan ever. Got a loan for 500$ and they keep saying I have more money to pay. I got a receipt for my remaining payments and they are still trying to charge me more and more even though I have a copy and dates of what I have left to pay. And when I want to talk to the manager they hang up on me. Fucking pieces of shit

  19. Rachel L says:

    I get that people should read the fine print and I was under the impression that I was going to pay it off in 6 months. After 4 months I went in to see what I owe and its showing I signed up for a year! I borrowed 750 and in the end I will pay almost $6000! This really should be illegal! When someone is desperate and needs money, they do what they can and I really think they are changing the agreements because I DO NOT remember reading that it was going to take a year. If they do change the agreements, there’s nothing I can do about it. I didn’t get proof myself. I remember them asking the questions and then telling me to sign. Something is not right!

  20. Lilian M says:

    Well guys… All of you with the negative reviews, did you think that take a payday loan and pay it back during a year was a good idea? I have had emergencies and this company has helped a alot, I have take like 5 loans with them and what i do is to return the money as soon as i can and they dont charge you if you want to pay off even in the first payment! Good option if you are able to pay fast

  21. Dorime says:

    Ok, first of all, read all the paperwork that you have to sign up, make all the questions that you need to fully understand what are you getting, ask for a representative from Costa Rica, and always always pay back as soon as possible to avoid to pay more money that you have to…
    this is a payday loan co, no matter how they say they are called(instalment loan Co)
    I have gotten more than 1 loan and its is usefull if you take the short terms condition, applyes for all these lenders

  22. C. Peterson says:

    I took out a $200 loan in January 2020. $63 came out of my account on each payday. It was up to $485, so I called thinking it was an error and they forgot to turn autopay off. Nope! I will end up paying $711 for a $200 loan. My final payment, alone, is $226. How this is even legal is beyond me. Its criminal.

  23. Tammy McGookin says:

    I was told that if I called three days before my payment was due and paid it off I would not have to pay the finance fee. This was not true. I borrowed $700. I called three says before my first payment was due and asked for pay off amount. I ended up having to pay $925 to pay it off. $225 to borrow for two weeks is extreme. Beware!

  24. MarQuita says:

    Wow in this pandemic time i really need to borrow,but scared

  25. Rebekah Haro says:

    I borrowed $200 and paid back only $221.36 I called 2 days before to let them know to take out the full amount if I didn’t call then I would be paying back way more. All you have to do is call a few days before your payday loan is due and let them know. I want to borrow more but after reading the reviews I don’t know now.

  26. Jessika W says:

    DO NOT SIGN ANY LOAN AGREEMENT WITHOUT VERIFYING YOU BEEN APPROVED… They’ve been making customers sign pre approval agreements with their personal information on the documents and denying them and stealing thier personal information like social security. They’ve been reported

  27. lan lan says:

    I borrowed $525 from them and now they are saying that I owe over $4000. I feel so violated.

  28. KM says:

    Took out a $200 loan and I had to pay close to $1000 to pay off and I would NOT go through them again. They are a horrible company to borrow from.

  29. Jamal says:

    If you’re justifying this horrible company then you must be a horrible person yourself. Regardless of the circumstances, this company is ripping people off. You borrow $200 and gotta pay back$2000. People get loans as a outlet, relief. If people could just pay it back in full 3 days later I’m pretty sure they wouldn’t get the loan in the first place. Stop justifying this bullshit ass company. They send you documents with fine print and have no representatives who speak fluent English. A poor excuse for a company and something needs to be done about this.

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