Bright Lending is for you if you answer ‘yes’ to any of the following questions:
Are you facing some financial difficulties but any standard bank doesn’t approve a credit for you?
Are you looking for a short-term credit with profitable terms?
Do you need a clear system of getting a loan with a low interest rate and accessible client service?
Don’t hesitate to get the information you need to know in this review.
How many clients does Bright Lending have?
Over 17 million people benefit from Bright Lending program.
How much can I borrow?
You can get from $300 to $1000 dollars depending on your credit history and time of cooperation with us.
Will this loan have any effect on your credit score?
We do our best to prevent you from this.
We never address to any major credit reporting bureaus asking information only from alternative sources.
Your possible future loans are out of danger.
How to get an approval for Bright Landing credit?
First you have to submit an online application in order to receive a preliminary decision so you’ll be able to foresee your possibilities.
When you application is accepted, you’ll get your loan agreement back in order to check it and certify it with your e-signature.
Finally, one of our specialists will contact you to get the missing information and discuss when and how your loan will be funded.
What do we check before approving a loan?
We have a short list of necessary requirements that we verify before issuing the final decision.
To obtain Bright Lending credit you have to:
— Have a stable source of income that we can verify
— Meet all legal requirements so that our collaboration is totally legit
— Have an open and active checking account
Bad credit or no credit you have isn’t a crucial point for our decision, it is taken into account while taking decision but doesn’t determine it.
How do we check the information we need?
We may use Instant Bank Verification (IBV) which allows us to temporarily view your bank statements.
It is totally safe and legit and doesn’t give us an opportunity to access, withdraw, credit or transfer money from your account.
What particular offers do I have with this loan?
First you can preview the terms of credit cancellation right in your agreement.
Moreover, you are free to pay your loan off beforehand.
It doesn’t imply any penalty and even reduces the rate you pay.
All you have to do is to contact our Custom Service by telephone or by email.
How can you receive your credit sum?
As a rule your funds will be electronically deposited via ACH to your bank account one day after you receive the approval.
How can I make my payments?
You can pay by ACH draft from your bank account on your due or send a personal check, cashier’s check, money order, or certified check to the address of Bright Lending on or before your due date.
Don't waste your time. Get a loan online.
Representative Example For APR, Loan Cost & Fee :
If you borrowed $1,000 over a 12 month period and the loan had a 3% origination fee ($30), your monthly repayments would be $94.56, with a total payback amount of $1,134.72 which including the 3% fee paid from the loan amount, would have a total cost of $164.72. Representative 29.82% APR. Interest Rate 24%.
SafetyLend.com cannot guarantee any APR since we are not direct lender ourselves.