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Life Loans Reviews

This Life Loans review will be interesting for those who came across this business on the Internet and want to know if it is a legit lending business.

While there are many reputable and trusted loan providers operating online, there is also the risk of finding a scam, and in order to protect yourself from such situations, you should check as much information on the lender as possible.

Life Loans Reviews


LifeLoans is a lending platform that helps borrowers to find lenders.

This means that the business does not lend any money itself.

No additional commissions are paid by customers and all the loan conditions and terms are agreed between borrower and lenders.

Once the customer submits the application on this website, it appears in the system, and many lenders can go through this document in order to decide if they want to make an offer.

The company allows applying people with different credit histories.

There is also the FAQ section that you can read in order to get comprehensive information on how this service works.

What They Offer

If you use the services of this lending platform, you can apply for installment loans in the amount ranging from $100 to $40,000.

Borrowers can use the money for any purpose they like.

You will repay your loan either on a monthly or bi-weekly basis.

The APR depends on several different factors, such as your credit score, your employment status and history, state law, and others.

Also, this rate depends on how much money and for how long you want to borrow.

Generally, APR ranges between 5.99% and 35.99%.

You can repay your loan within 3-60 months.

The site is 100% safe according to Scamadviser.

Pros and Cons

The following are the advantages of dealing with this business:

  • Quick and simple application process;
  • No fees for applying;
  • Applying with different lenders with a single application;
  • Several contact options to choose;
  • People with different credit histories are welcome.

As for the disadvantages of this service, they include:

  • There is not enough info regarding the terms that customer can count on;
  • No guarantee that your application will be approved.

How to Get Personal Loans?

In order to qualify, you should match the following requirements:

  • Monthly income of at least $1,000;
  • Valid phone numbers;
  • Getting income for at least four weeks;
  • Bank account.

Customer Reviews and Ratings

This business has not been accredited by the BBB, and its rating is F, which is low.

There are no reviews that you can find on this website regarding this company, but there are two complaints on this site that have never been answered.

The total rating of the business on the eKomi website is 3.7 out of 5 based on 188 reviews.


Life Loans is a lending platform that offers quickly find financial solutions for people with a low credit score.

We cannot strongly recommend dealing with this business because it has a low rating on the BBB’s website.

On the Internet, it does not have many customer reviews, but at eKomi its rating is above average.

All in all, if you are interested in the conditions of this lending platform, you should go through the customer reviews and complains first.

Don't waste your time. Get a loan online.

Customer Comments and Reviews


  1. Penni

    LifeLoans…hummm. wish i had read more reviews before i started their process. Applied for a loan & was approved the first of February, & yes i have horrible credit(was hoping to change that with this loan). I had to take out PPI (insurance) with a debit card from Walmart & send them then the next blow was state to state bank transfer fees, which i was told were $175, another trip to Walmart & debit card sent. But oh wait, i got it for the wrong amount, it was suppose to be $275, even though i have it in writting in a text that i was told $175. After being told by the supervisor that it was my fault & my misunderstanding i reluctantly paid the remaining $100. Im now into them for just over $500. After rethinking the situation & again having a not so nice conversation with the supervisor, i chose to cancel my transaction. I was promised a cashiers check would be in the mail around February 27th. It is now April 12th & still nothing. Tried to contact them …with no luck, no response to my emails, or texts. Still nothing…i have sent a letter to their Overland Park address in March, still waiting to hear back.
    I wouldn’t recomend them.

  2. Barbara Hubik

    I went through same thing with them they are scam do not go through them I learned n my lesson told me same thing about money cards from walmart


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