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UpFinances Reviews

If you are thinking of applying with UpFinances, you should go through this review, which will allow you to obtain important information on this business.

Particularly, you will find out if it is safe to deal with, if it offers favorable conditions, what customers think about this company, and other interesting details.

UpFinances (

About UpFinances is not a direct lender, which means that the company does not give any personal loans.

Their work is to provide a marketplace for lenders and borrowers to meet each other.

This means that you will only find approximate conditions on the loan on its site.

After you submit your loan application, it will become visible to different lenders, which not only saves your time on sending many applications but also increases your chances of finding the right offer without affecting your credit score.

What They Offer

You can apply using this lending platform for a loan in the amount from $200 to $5,000.

Although they claim that all credits can be accepted, this does not mean that all applications will be approved.

There are no hidden fees. However, there are origination fees, which amounts depend on the amount of Up Finances Loans and range between $30 to $600 loans.

The maximum APR that you may be asked to pay is of 35.95%.

After submitting your loan application, you may be directed to another website, which belongs to one of the lenders cooperating with this lending platform.

You can take a loan for a period of time from 65 days to 84 months.

How to Apply

In order to apply, you need to submit your online application.

Once a lender is found, you will get a loan agreement.

You may be offered different conditions than those that you have applied for initially, so you should consider if you are fine with that.

Also, you should go through other details of the contract to make sure that they are reasonable.

If your credit score is low, you may be asked to pay a higher interest rate.

If the conditions of the loan agreement seem to be good to you, you can sign it, and in this case, you will get the money within the next 48 hours.

Customer Reviews and Ratings

The details of this business have appeared on the website of BBB recently, and now there is no ratings or customer complains/reviews that you can find on this site.

Its trust score at Scamadviser is 91%, which is quite good.

According to this service, the domain name has been registered more than four years ago.

There is a Facebook account of the businesses, but there are no ratings or customer reviews.

There are no customer reviews and ratings that you can find on this business on other websites.


The business seems to be legit as we have not found any evidence proving that it is a scam.

It is not a direct lender, which means that, eventually, you will be dealing with another company.

Also, there are no customer reviews on the company that you can find on the Internet.

All in all, we cannot strongly recommend this business due to insufficient information on the quality of its services.

Don't waste your time. Get a loan online.

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