If you wish to apply for a loan with LoansUnder36, we recommend you to read this review first because this will allow you to find out if this company is legit and not a scam, if they offer attractive conditions, how you can apply for a loan, and more.
About the Business
The website of LoansUnder36.com (https://www.loansunder36.com/) has been launched nearly three years ago.
A large network of lenders increases your chances of finding the right offer without risking of decreasing your credit score due to multiple credit checks.
The website is protected with 256-bit SSL encryption technology, which means that if you provide your sensitive data on this site, it will not be stolen by cyber thieves.
There is some helpful information that you can find on the site, but there is no FAQ section that you can go through.
Generally, there is no traditional main menu that allows customers to easily navigate on this site.
Also, there are no contact options that you can find as a visitor, which is very inconvenient.
What They Offer
If you wish to submit your loan application, you should fill out an online application form that you will find right on the site.
There are only approximate terms, and you will find the exact conditions only after submitting your loan application.
Generally, you can apply for a loan in the amount ranging between $500 and $35,000.
It is possible to take the money for a period of time that ranges from 61 days to 72 months, which means that there are no payday loans offered by this company.
The APR that you can be offered by the lenders can be from 5.99% to 35.99%.
According to the information on the site of this lending platform, people with bad credit are allowed.
Customer Reviews and Rating
According to Scamadviser, the website has an 83% safe score.
There is no information on the business that you can find on the website of BBB.
Also, it is possible to find a few reviews written by writing professionals, but you will not find customer reviews on this service on the Internet.
Considering the fact that the lending platform has been around for nearly three years, the lack of reviews and information on the BBB site and on the Internet generally may be a sign of low popularity of the service.
LoansUnder36 does not have well-structured and comprehensive information on its website, and there are no contact details available for the site’s visitors.
Despite being in the business for several years, there are no customer reviews that you can find on the Internet regarding the company.
All in all, due to the lack of information about the quality of the services on the Internet, insufficient information published on their website, and the absence of contact details, we cannot recommend this lending platform for the use.
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Representative Example For APR, Loan Cost & Fee :
If you borrowed $1,000 over a 12 month period and the loan had a 3% origination fee ($30), your monthly repayments would be $94.56, with a total payback amount of $1,134.72 which including the 3% fee paid from the loan amount, would have a total cost of $164.72. Representative 29.82% APR. Interest Rate 24%.
SafetyLend.com cannot guarantee any APR since we are not direct lender ourselves.