Citibank is the oldest financial institution in the USA.
First, as the City Bank of New York, it opened its doors in 1812.
Totally, the bank owns almost 2700 branches in 19 countries.
In the United States, you can find Citibank branches in the most significant metropolitan areas (Los Angeles, Chicago, New York, San Francisco, Miami, and Washington, D.C).
Presently this reputable bank offers mortgages, credit cards, and credit lines, as well as personal and commercial loans.
Citibank is one of top-5 US banks which provide low-interest rates.
One of the primary bank`s requirements is a perfect credit history.
Citibank gladly offers loans for everyone who wishes to get money for a predictable monthly payment.
It will help you, for example, to repair your house, fund a big one-time purchase, improve your health, start a long-awaited vacation, or pay off higher-interest rate debt.
It is the best proposal for those people who have one-time borrowing need up to $50,000.
How to get?
There is an online application for qualifying for a Citibank loan.
Please note that only those individuals who have received a credit offer in the mail and all existing clients are eligible for applying for a personal loan.
If you are a new customer, you should visit a bank`s branch in your area to apply for a loan.
Presently, there are over 1050 branches in many US states.
To be eligible for a personal loan, an applicant should meet the following requirements:
- Your minimum credit score should be above 680;
- The least sum of gross income: $10,500;
- Minimum credit history: one year.
What are the rates?
Citibank provides competitive and reasonable rates for all types of loans.
For example, for a $10,000 credit, there will be a fixed rate varying from 7.99% APR to 17.99% APR.
All loans at this bank vary from $2,000 up to $50,000.
Repayment can be distributed for 1, 2, 3, 4, or 5 years.
Conventional credit line
Considering personal loans, Citibank also offers everyone with good credit history opening a traditional line of credit.
This option can help you getting the necessary fund when you need those most of all.
Please consider the fact that all Citibank services and offers may vary in various states.
You should select your state in a special field to know the exact rates and terms which are valid for your area.
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To sum up
Numerous financial reviews declare that Citibank offers reliable and low-rate personal loans. Citibank is also known for providing profitable terms for bad credit loans.
Did you know that bad credit can hurt your job search?
To avoid it, use Citibank services.
The newest information is always available at the official bank`s website.
The bank`s support department operates 24/7/365.
Banking officers responsible for loans issues can be reached via phone, email, and Skype.